Fed cuts rates, and three officials dissent
Fed cuts rates, though three officials dissent
Selling in Winter? Why Late-Year Listings Can Still Pay Off
PROBATE AND ESTATE SALES
Open Houses this weekend, Silicon Valley Curated
Mortgage Rates this week
Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist
What you get for $2MM in Santa Clara County
AIDA: Attract, Interest, Desire, Action
What you get for $1MM in SILICON VALLEY
Inventory And Supply Charts
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WHEN IT'S TIME TO SELL YOUR HOME:
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Vito Scarnecchia,
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All right, so yesterday we got the cut. What does that mean, telling you the last couple of weeks? It's not enough.
Impact on Housing Market
I'm not saying it frustratingly, it's just I know that we're trying to make things land softly, but for the housing market, for you home sellers, for you home buyers, it is not enough to change the dial either way.
And they say it here in this article right here.
Fed's Monetary Policy and Leadership
It says job gains have slowed this year, and the unemployment rate has edged up through September. That's one of the reasons why the Fed is so stringent or so tight on its monetary policy.
A further reduction of the policy rate at the December meeting is not a foregone conclusion, he said before, but the problem is that there is fighting amongst the board, andthat'ss problematic for us. If we have the top money guys squabbling about what they should do, what kind of leadership does that one show us as Americans, but also what does it show us where we're going?
' I don't even think our president knows. We're going there because there's so much stuff, and unfortunately, we're so intertwined with the global economies and all these other products of our GDP. We need some clear direction, and because I think Powell is retiring and we're waiting for the next guy to step up, there's not going to be anything that happens until that actually happens.
Preparing Your Home for Sale
We need some clear direction on what to do with this market because right now, the real estate market is in a quandary, and we've talked about this all year long. If you're thinking about selling in March, April, or May, now is the time to get those things fixed.
Whatever it is you might be putting off. Let's download this checklist. Do a quick home inspection on your home yourself, and call me, and I'll get my vendors out there to start helping you with repairs. It's that easy. It takes time to get things done.
No, you need a new window that takes time to order, et cetera. You might need a specific dishwasher or have a chimney repaired, which could take a long time. So just keep that in mind.
Winter Selling Tips
Download this checklist for selling in the winter. This says really just goes into, yeah, if you're priced right, if you're modeled right, if you're waiting for everything correctly, this is a great time because what buyers are out there, they're serious.
We talk about this every year, right? The buyers that are out there now, they're serious, but they're also picky. They're going to look at your house and compare it to other houses in your price range, your size range, your area, et cetera. And don't forget, when you look at areas, we're gonna look at that in our open housing in the next minute.
People don't just look at your address in a one-mile radius. They look at. Everywhere from here to Cupertino, to Palo Alto, or even Fremont, down to Gilroy. They're looking all over to see what homes fit their need, and they haven't decided on your area so much. So just keep that in mind.
Mortgage Rates and Financial Strategy
Mortgage rates and your end financial strategy. Okay, so we dropped d quarter point, but what does that mean? Rates went up. 10th of a point yesterday. Frustrating. After everything is said and done, rates went up.
So what does that mean? It means the policy doesn't matter. Doesn't matter for us. Right? It just stopped mattering. Oh yeah, probate says we're not gonna talk about that today. So the good news is if you, okay, this is for 400, $500,000, but if you're at 5.75, I mean, if you're at six and three, 6.45, you can buy it down.
You can get it down to 5.625, right? So now you're just quibbling over like, oh, will it come down to six, six and a quarter? It doesn't matter. You can buy it down. Right. And you know, lenders are like, Oh, don't worry about it. If it goes down, we can just refinance. Well, they want you to refinance 'cause one, they get a commission from it.
But also, it resets your clock. So buy down what you can now. So, probably the best advice I could give you from a conservative standpoint, not a conservative politician, but an investor who is very conservative with his money. If you're going to pay down your mortgage over the next 30 years, don't refinance.
Never refinance. I know my lender guys are gonna hate me for saying that, but it's true. It's sound advice. Because every time you refinance, your clock starts over again, and then you owe that money back, and your interest payment goes much higher. So buy it down now, pay the penalty, get it done with, and then you're done.
Open Houses Overview
Open houses this weekend. We have almost a hundred open houses to choose from. All over the Bay Area, all over Santa Clara County. Just decide, depends on what you wanna look at.
High-Priced Listings Analysis
I chose Camden Ave simply because $2.2 million for a house on a busy road is frigging crazy. Yeah, it is a three-bedroom.
Okay. Yeah. So it is flipped. I get it. $2.2 million, three bedroom, two bath, 1500 square feet, not my listing. $2.2 million. I don't know if this will sell, but. Yeah. See, here's the thing. The little gold flake in this, I'm not a big fan of the gold in this, countertop.
Oh, look, it's a dream sequence.
Oh my God. The taste of this is atrocious, and they can't even afford to do it. Floor plan. I mean, come on, what the hell are you thinking? What do you get for $2 million in San Jose? Well, you also saw that one, which is a flipped house on a busy street. But let's take a look at one that's a little bit larger, whereas this 1 9 5 1 2 9 oh, and it's closer to the epicenter.
This is a great buy. Let's take a look at this one right here. All right. Yeah. You get power lines into your house, but that's what you get with an old house. Original kitchen. Again, you could do that. Not super expensive, but this is Saratoga. Man. If I could buy this right now, I would. I bet this one's gonna go for two and a half, though.
See if they have, oh, thank you for doing a floor plan. All right. Family room, living room, dining room. Make that, oh, let's say in two upstairs bedrooms. So you have one bedroom here, one bedroom there, a family room, if you needed to, you could chop that up and make it into more bedrooms if you really wanted to.
That's the kitchen and dining room guy. This is a great layout. I think I might go take a look at this one. Yeah.
All right.
Affordable Listings Analysis
What do you get for a million dollars? Coyote Road is a filter street, right? It's not an avenue, it's not a major artery, but it's a filter street.
Right on a corner or an intersection. So let's take a quick look and show you. So if you know this is where Heller Park is. It's a county park. This is where the only velodrome is. A velodrome is where you race bicycles, right? It's a great park. There's a great pathway to get down to Morgan Hill Gilroy if you want to, however.
It's a busy street, right at an intersection. So yeah. What happens if there's a drunk driver? It doesn't stop, but I have a tree there.
Yeah. Red. Let's see where it says north-facing. Move in. Ready? Let's take a look inside. Three bedroom, two bath. Again, not my listing days on market. 97. It looks like it was flipped, but the reason why this is not selling, I can tell you right now, I can tell you right now, the intersection. This is a great buy at 700, 600.
If they really need to sell this thing, then, yeah. There you go. All right. Links to all this are in my blog. Just jump in there and click on it, and it'll take you right to these big, long portal holes right here. And you can just take a look. You don't have to check in. You don't have to sign in.
You don't have to do anything. I won't bother you with it. And nothing's really changed here. So supply sucks. Demand is kind of being picky, right? There you go. All right.
Conclusion and Final Thoughts
That's it for now. Thanks for watching.
I'm Vito with Abano. Have a great weekend. We'll see you out there.
Videos edited by Vydeoease.com Use Exemption code VEASY
🔴 Video Living in San Jose in the No. 4 spot.in the US https://youtu.be/hxw5k739OKU?t=521
Vito Scarnecchia
Real Estate Broker, Veteran, Dad
DRE#: 01407676
408-705-6817
Vitos@abitano.com
FREE DESKTOP APPRAISAL https://www.propertyrate.com/agent/vitoscarnecchia
If you are moving ANYWHERE in the world - Let me know! I know a LOT of AMAZING Agents!
🔴 Willow Glen's five most expensive homes https://youtu.be/3A_E2ck0ePg
#BedlamWhereChaosResides, #abitano, #realestatesherpa, #rewtf, Silver Tsunami, 2035 Housing, 2025 tax lien investing Ja son Walter, home staging kitchen, Cost Of Living Calculator, Fraud, Homebuyer workshop, Bay Area housing stats, Veteran Home, best time of the year to buy a house, Bay Area Luxury homes, next housing crash prediction, housing market projections, Should I Buy A House Now Or Wait?, should I buy a house now or wait until 2025, Why You'll Regret Buying A House in 2026, realestatemindset, Housing Market 2025: 5 Options If You Regret Buying a Home, when will the housing market crash again, lance lambert
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🔴 Video Living in San Jose in the No. 4 spot.in the US https://youtu.be/hxw5k739OKU?t=521
Vito Scarnecchia
Real Estate Broker, Veteran, Dad
DRE#: 01407676
408-705-6817
Vitos@abitano.com
FREE DESKTOP APPRAISAL https://www.propertyrate.com/agent/vitoscarnecchia
If you are moving ANYWHERE in the world - Let me know! I know a LOT of AMAZING Agents!
🔴 Willow Glen's five most expensive homes https://youtu.be/3A_E2ck0ePg
#BedlamWhereChaosResides, #abitano, #realestatesherpa, #rewtf, Silver Tsunami, 2035 Housing, 2025 tax lien investing Ja son Walter, home staging kitchen, Cost Of Living Calculator, Fraud, Homebuyer workshop, Bay Area housing stats, Veteran Home, best time of the year to buy a house, Bay Area Luxury homes, next housing crash prediction, housing market projections, Should I Buy A House Now Or Wait?, should I buy a house now or wait until 2025, Why You'll Regret Buying A House in 2026, realestatemindset, Housing Market 2025: 5 Options If You Regret Buying a Home, when will the housing market crash again, lance lambert
What should a realtor do to sell your house,What should you not do when selling a house,Why is home not selling,Is it better to sell as is or fix up,Home much money is lost when selling a house,Is it bas to sell a house as is,Where should I sell my house for money is 2021,Is money from the sale of a house considered income,Do you get all the money when you sell your house,Do you have to buy another home to active capital gains,What happens when you sell a house and make a profit,Can I sell my house and keep the money ,What month is the best to sell a house,How much money do I keep when I sell my house,How to I avoid paying taxes when I sell my house,How do I sell my house in 5 days,Whats the quickest way to sell a house,How can I sell my house quickly ,Is it better to sell my house or rent it out,How do I sell my house in 30 days,What does teh seller have to pay when selling a house,How p[ays closing costs on for sale by owner ,Who pays the title company at closing,Who pays for appraisal buyer or seller,How do I calculate my closing costs as a seller,Can a realtor lie about other offers,Do sellers always pick the highest offer,Can ou sue a real estate agent for lying,How do you make sure your offer is accepted,Can buyer talk to seller directly,What do you say when you reach out to a realtor,Do you tip your realtor,Why do realtors now want buyers and sellers to meet,Do I have to pay my realtor if I decide not to sell,Can you work with multiple realtors,Can you fire your real estate agent,Are realtors rich,Should I interview multiple realtors,Are you obligated to a real estate agent,What should I do to my house before selling ,What sells a house fast,What brings more value to a house,What features sell a house,What to do if a house is not selling,Do vacant homes sell faster,What are the worst months to sell a house,Which month is best to sell a house,Is 2021 a good year to sell a house,What adds most value to a home,How can I increase my chances of selling my house,What makes a house harder to sell,What brings down property value,What are houses not selling 2021,What adds teh most value to a house,What is the most common reason a property fails to sell,What should you not fix when selling a house,What adds teh most value to a house,Does Zillow pay fair prices for homes,How to I sell my house that need repairs,Do sellers have to fix everything on home inspection,Can you sell your own property as a real estate agents,Does a realtor make money on a for sale by owner,Can I use a real estate attorney instead of an agent,Can I be my own buyers agent,Do real estate agents make more than lawyers,Do realtors get paid if a house doesn’t sell,Do agents get paid for open house,Can I ask my realtor to take a lower commission,How much does a real estate agent make monthly,Which real estate agent has the lowest commission,Can I represent myself as a real estate agent,Do brokers make more than real estate agents,Can you bypass a real estate agent,Can I represent myself in buying a house,Can you buy a house yourself,Do Realtors get commission on for sale by owner,Is it better sell your house by owner or realtor,How do you negotiated for sale by owner,Is it hard to sell a house without a realtor,Can you ask a realtor to take a lower commission,What home improvements add the most value,What should you not fix when selling a house,What color carpet is best for selling a house,Which home renovations are your best investments,Which home improvements pay off,What is the best way to renovate a house,What is the most expensive part of a kitch remodel,What home improvements do not add value,Is a 4 bedroom house worth more than a 3 bedroom house,Do home improvements increase value,What features sell a house,What order do you renovate a house,What renovations are worth doing,Is it better to renovate or move,Is it cheaper to renovate or build new,How much does it cost to fully renovate a house ,What should I renovate first,What makes property value increase ,What negatively affects home appraisal,Do home appraisers look in cabinets,Do appraisers look in showers,What matters in a home appraisal,How can I maximize my home appraisal,Is land a good investment 2020,Is buying land a building a house cheaper,Is it better to buy land first,How to I buy money with no money,Is land a bad investment,Does age of house affect value,Are 100 year old houses safe,What is the average age of a house,What age is a house considered old,How do I price my house,How is property value determined,What are the 5 methods of valuation,How do I determine fair market value of my home,How does a bank value a house,Why is my tax assessment so high,What brings down,calhoun.savingmoneyonhomes.com
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