Buying a Home? Don’t Forget to Ask These Questions!





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Essential Questions to Ask When Buying a Home
If you're buying a home, don't forget to ask these questions. You must know, like, what questions to ask, right? What, what questions am I supposed to, well, yeah, how much is it gonna cost me? That's one thing, right? What are contingencies? What should I be looking for in an HOA document?

Let's get into it real quick. All right. Buying a home. This is from Realty Times. Link is in my blog. Come and take a look. 

Understanding Home Sales History
Can you have a copy of the home sales history? Absolutely. Everybody should be asking that question, and it's important to understand why that house is. Being sold multiple, multiple times.

Right. Could be a funky stink inside there that all these buyers can't get it. Can't figure it out. Could be shitty neighbors. Could be, oh, I don't know, built on an ancient burial mound. Yeah, you never know. But that is one key indicator. So, a possible red flag for that home. 

Monthly and Annual Utility Costs

What's the cost of the monthly and annual utility maintenance?

That's a great question. Especially if you have solar, you're gonna have. The lease, if it's leased, you're gonna have true-ups at the end of the year. You're gonna have all these extra costs that you don't know about until you actually dig into it. When I sell a house with solar on it, I ask for the last 12 months' PG&E bills and the solar bills so that we know what's going on, as well as the water and the electricity and the.

Gas and the internet, that kind of thing, so that people know how much it's going to cost. You just take all that number, all those numbers and average them up, and that's your monthly cost. And if you have solar, it costs you more.  Unless you're off the grid. Okay. 

Property Taxes Explained

How much is the property tax now?
It's important to understand property taxes based on the current property taxes, based on what they paid five years ago, and 50 years ago. So it's an important question to ask, but understand if I paid X amount of dollars, I don't know, $2.4 million, what is my property tax going to be at this point? Because when you close, the tax assessor will take a couple of months to catch up for that sale and then reassess you at the new cost at the new price.

Understand what that is, right? That's the property tax. 

Crime and Unusual History Disclosures

Does the house have an unusual history, or has it been involved in any crime? That's actually disclosure rules 1 0 1, if you, I, one of the first houses I ever sold, there was a break-in and the. Suspect the burglar broke in, broke a window, jumped in through the window, cut himself, and he bled all over the house.

All over the walls, all over the floors. And the sellers are asking me, should we disclose that? I'm like, yeah, absolutely. That was the only crime. They lived there for 25 years and every ha, and every area has its crime. So don't go all freaking out about any kind of crime or what have you.

Roof and Maintenance Concerns

When was the roof last fixed or replaced? It's very important. Roofs do have a life cycle, and it might be a 20-year roof, and if it's at 20 years, it's at the end of the life cycle. You might be able to push it for another five years, maybe 10 if you're lucky. Same thing with water heaters, et cetera. But for the most part, roofs are very important, and if it's at the end of the life cycle and the buyer or seller hasn't replaced it, you're gonna get stuck with that.

Parking Restrictions and Warranties

Does the area around the property come with parking restrictions? That's if you're in an HOA. Yeah. Or if you're in a crowded neighborhood or what have you. So yeah, absolutely. That's a great question. Are there ongoing warranties for the kitchen appliances, garage door, HVAC system, and other things?

That's an excellent question, 'cause if they just changed out the HVAC and the refrigerator, there's a one-year warranty on it. But you should also understand that typically, especially in California, the buyers. Get a one-year home warranty from the sellers just to cover those little things. And if you're not handy, you don't know how to fix little tiny doodads and hoo-ha inside of appliances.

I would suggest you get a house warranty. They suck, they're hard to deal with, but at least you don't have to fix them. At least for the first couple of years. And then you know where the house is and what, how, uh, appliances are gonna work well and which ones don't. And then you can decide after that.

Renovations and Sewage Issues

Are there renovations or additions made by the past or current owners that are in disclosures? That has to be in disclosures. And by the way, a good buyer's agent, if you're a good buyer's agent, will do the due diligence for you and present you with all the permits that were ever pulled on that property.

And if your buyer's agent isn't doing that, they're not worth the lick. Are there any issues with sewage or broken pipes? That's hugely important. Yesterday, we talked about the HOA and how the cities are requiring the HOAs to take on the infrastructure, including sewer or broken pipes, not inside the house, but outside of the house.

If it's outside, it typically belongs to you until it hits the curb. From that point on, it belongs to the city or the county, or what have you. And if you know about sewage or broken pipes, that's also a disclosure issue. If you've had it repaired, it's supposed to be done by a licensed plumber, blah, blah, blah; you're allowed to fix it yourself, and if you do fix it yourself as a seller, you should disclose it.

Pest Infestations and Inspections

Are there past or current pest infestations? Yep. My house has bats, and I love the bats. I love having the bats. I think they're fantastic 'cause they keep the insect population down,n and while they do poop here and there, it's a nuisance I'm willing to put up with for some buyers. Some people just don't want to deal with it, right?

At least they don't have to worry about, oh, I don't know, mosquitoes and a bunch of flies everywhere. Bats love them. They take care of that for me, and I'm okay with that. But the other infestations could be termites, could be, I don't know, skunk or raccoon living underneath your house, ora couple of squirrels, that kind of stuff.

It's important to know, 'cause it could upset your foundation. It could be that they're tearing a hole in your HVAC vents, so it's good to know about that, but also. We put the inspection in the disclosures ahead of time so that you know what you're buying. All right. Well, that's it for now. Are there any other questions that I missed?

Let me know. Yep. Oh, here we go. 




Promoting Listings on Homes.com
homes.com. I just signed onto homes.com, and I'm loving it because it's really great value for all my homesellers becausee we are pushing this, their ads out, their home listing out to thousands of would-be buyers when it comes up in the search. It shows here, highlighted right here, and your home is presented as the top one as a featured ad on homes.com.

And I think it's fantastic. I'm not a fan of Zillow because they're the agents that they work with are forced to work within their little ecosystem, meaning that they're going to force their buyer to work with their Zillow lender, their Zillow title, and their Zillow, whoever. homes.com doesn't do that, which I like.

And they spend billions of dollars on advertising. They're gonna be on the Super Bowl, right? Love it. My ad's not gonna be on the Super Bowl. That would be awesome. But it is what it is. So, something to keep in mind when you're choosing an agent, make sure that they're one who has Matterport with the 360 thing and that they put the floor plan in.

And they could show you specifically where the ads are being placed. It's important. It's hugely important. Okay. 

Highs and Lows of the Week
Decatur Road, $22 million, 10 bedroom, eight and a half bath. This is the Los Gatos Home of the Week. Talked about it yesterday. This is the highest new home in the entire Santa Clara County.

It's 1.38 acres, 15, 15,000 square feet.  Yep. Beautiful. The only problem I have with this is that there are 149 pictures, and I think that's 143 pictures, way too many. Way too much. If you want to do that, pepper that inside your website, but there's absolutely no reason to put a hundred more than 50 pictures on a listing 'cause you're gonna bore the hell outta your age.

Your your would be buyers. This is exactly where it is not exactly walking distance to downtown. Los Gatos Santa Cruz Ave. But it's close enough. All right. That again, alright, highs and lows of the week. I'll do.

Okay,
Here we go. All right. I don't think I have this set up right. I.

No, I'm on video.

All right.

What the heck? What is that? No,

It's the most expensive. The house sold in Santa Clara County is Hammond, way up in Cupertino, up in the fire zone, zero days on market. Not sure why it did that. Um. Took zero days to sell. 5.7, sold for 6.5. Good for them. That's how to be a market maker and attract the market. This one is the lowest list price.

List the lowest sold price in. Dang, this is a great price. This is under $800,000 for a three-bedroom, two-bath. I sold a house just like this a couple of years ago, right over here. And the reason is, this is where the read air view read, uh. That's where the airport is. I sold it. It's right here. So this is a great buy.

I sold it on my listing for like 8 68 75. So. Only one picture. So can't tell you if it's good or bad inside. This is the highest list. Price to sales. Price ratio started at 1.8, sold for 2.75. Took five days to sell. 

Listing Strategies and Market Trends
Guys, I'm telling you, list it low. Bring in the buyers, get it sold. Stop dicking around with, oh, my house is worth this much money.

You're gonna have, you're gonna see. So much more magic when you list it low. Don't goof around with trying to get to where the market is. And that's just talking about lack. Think of a mindset of abundance. You're gonna sell your house like this one right here. Come on. Zero beds, one bathroom. It's an outhouse, basically 10 acres in Palo Alto on Page Mill Road, and it's.

Long, long drive from Palo Alto, and people spend $2 million to get 10 acres. What are they gonna do with it? We don't know, but there you go. Still asingle-familyy house. So the best buy in my opinion was this one right here, Monte Lindo Court and 9 5 1 2 1, which is in the Silver Creek area. And guys telling you.

Don't mess around. This thing is, let's take a look inside, right? It's not it. You can spend hundreds of thousands of dollars fixing up your house, right? It doesn't matter. List it low. You're gonna attract the market, and buyers will tell you what it's worth. This thing soldin  four days. How many days? Five days.

Five days. There's no getting around it, if you overprice the listing, it's called the kiss of death for a reason. It's gonna sit you there for, for that. There you go. All right. And then those are the numbers right there. And you're seeing prices go up. Price reductions are staying nominal. It's funny, we're at 10% at the end of the last year, and we were at 20%.

That's how bad we were hurting. We saw 25%, 26%. Right now we're at 10. That's not an average yet, so our averages are 12% right here in case you're looking. But there you go. All right. 

Conclusion and Market Overview

That's it for now. Thanks for watching Beto with Abano. Let's go out there.

 

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Vito Scarnecchia
Real Estate Broker, Veteran, Dad
DRE#: 01407676
408-705-6817
Vitos@abitano.com 
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