How To Identify And Avoid Dangers In Your Home | Inventory vs Sales
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Home Safety Month Intro
Let's go into the news article real quick.
How do I identify and avoid dangerous hazards in my home? Let's talk about this as a very important thing, and uh, April is the home safety month. So let's just make sure that you stay safe, right? Everything you do has to be safe, so. You see spills, you see what have you, that could avoid falls.
Dryer Vent Fire Risk
But let's talk about the number one killer of, I mean, our number one fire starter in America, which is dryer vents.
Yep. Your dryer is the most dangerous appliance in your house. It's crazy to think about it that way 'cause it just sits there, but because it collects the lint, you gotta clean it out all the time. And it's important for you to do it every six months to a year. It should be every six months, where you clean out the dryer vent to your, to the outside of the house and inspect it, make sure it looks okay.
And if you can't get down there, hire somebody to do it. There are companies out there that do safety checks for your house, and it doesn't just look at the dryer vent. It looks inside the dryer. Cleans out the dryer, right? They won't do a spotless job, but they clean up the. The majority of the gunk, the lint, and everything, and you know, it might cost a couple of hundred dollars, but there's also peace of mind.
And it'll make your dryer work better, more efficiently. So make sure you do that right.
Preventing Falls at Home
Falls um, you know, it's funny because as you get older, you tend to fall a little bit more because you get a little bit d whatever, right? You get a little dizzy here, you miss things. But things can be. On, uh, things could be avoided if you just think them through, right?
Sharp corners could be dangerous. Stairs could be dangerous. Thresholds could be dangerous. So make sure that when you're going through things, you look at it and you understand where you're going with this. And why am I telling you this? Because dealing with, I'm dealing with elder care right now. I'm dealing with some older parents and making sure that their lives are as safe as possible.
Kid Hazards and Breakables
Blinds. This is for kids. If you have blinds and they have the cords on them, make sure you tie those up so that they can't get to 'em. 'Cause that, that is a choking hazard. And it can also fall and break and co crack 'em on the head. And then we don't want to have that right. Anything else that could be broken, like, uh, shards-wise, like a tile or a window?
Anything that could fall, get rid of that. Clean it up. Get rid of it.
Test Smoke and CO Alarms
Fire alarms, smoke alarms are gonna go off, it's carbon monoxide. Make sure you test that every three months, right? They have the beepy thing, but that's just to tell you that the batteries are out. You gotta test it. You have to do the self-test.
Make sure it works. Annoying as they are, they're there to save you and keep you safe. Right?
Grease Vents and Oven Fires
And a dirty oven, not just the oven, guys, it's the vent too. The vent gets all, uh, coated in grease. And there's, there's an expensive thing that you have to do every couple of years, and that's degrease the vent that goes out to your house from your oven, because it gets all greasy and gross.
It's disgusting, but it's also oil. And oil is combustible. And guess what? A dirty oven can catch on fire. A, I bought six duplexes many years ago, and three months to the day. One of the duplexes caught on fire, and you'll want to know why. Because of a dirty oven, the tenant never took care of the oven.
Landlord Safety Checks
So if you're a landlord, it would behoove you to do safety checks and make sure that your house is safe.
Your investment is at least safely protected every six months. Every year you come in, you change that out, and you can say, Hey, look, I'm gonna come in and change the air filters, but I also wanna do a safety check for the house. Make sure you're safe, and I'm going to do this, and I'm going to document it so that we have, you know, proper recourse in case something burns down.
And then I'm not going to clean your oven, but you are, 'cause you're the tenant. But next time I'll come back and say, if it's not clean, next time I'm, I'm gonna kick you out. So there you go. Be careful.
Pre-Sale Gas Appliance Checks
Um, probate and estate sale, same thing there, right? So every time I get my house ready to sell, get a house ready to sell, I do a safety check.
I wanna make sure that the house is ready to go. I actually bring PG and E in to get, have them do a safety check on all the gas appliances because sometimes, you know, it's not my job to tell you that I'm a fricking layman. I bring pg and e in, they do a little quick sniff test, and they go, " Yep, you're all clear, or, Nope, there's a leak there.
Let's get that fixed. Wouldn't you feel safer knowing that your house is safe? Yeah. Okay. Um.
Mortgage Rates and Market Update
Rates talked about this yesterday. Rates are staying stagnant right now. They're staying at six and a half. I think we're gonna see it for the next couple of weeks, and at least until horror moves, the strait of horror moves opens up, and it gets done. Um, the Iranians are playing hardball, and it's hurting.
It is hurting the housing market because people are afraid of what's going on in the war. I think no matter what act in the next week or two, I think the rate, the rates will come down because we're just gonna normalize to that, but also the cost of oil is going up a little bit. And the economy is kind of trickling back and forth, so it's something to worry about for some people.
Jumbo Rate Math and Buydowns
But just to put this into perspective, I know I didn't do the numbers here, right? But look, if you're quoted at 5.8, you can get it down to 5.6, right? This is a life insurance company. Let's do this real quick. Let's do 9 5 1, 2 oh, and you do, I don't know, 2.4. Million dollars, and we'll update it and see what it is.
Now this is jumbo, and you're looking at 5.82. 5.85. That's no points. No points, no points. What would happen if you dropped it down a point and drop and, and you can get that down. I bet you can get this down to, I don't know, 5.5, 5.25 with a point buy, buy down, right? Your loan is, um. $2 million. Why not?
Let's bring that down. It's affordable.
Santa Clara Affordability Reality
Guys, let's break this down to the median sales price of Santa Clara County, and look, 5.875 right now. $9,500 a month. There you go. But Vito, how many people do you know that have $500,000 to put down on a house? A lot of people. There are a lot of professionals out there who are making a lot of money.
Three, four, $500,000 is the norm in Santa Clara County. If you're not making that figure out, how to make it okay, and nothing else here to really worry about. Our inventory is doing fine. Uh, we're still in a seller's market.
All right.
Wrap Up and Open House Link
That's it. Thanks a lot. Uh, there is an open house link in my blog. Check it out. I'm Vito with Abano. Have a great weekend. We'll see you out there.
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Inventory vs Sales
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